#Knowledge Library

Life Annuity vs. Living Annuity: A Financial Planner’s Perspective

With current high interest rates, life annuities present unique advantages over living annuities.

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Enhancing Retirement Adequacy for Black South Africans

Equitable retirement: Empowering Black South Africans towards financial freedom

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“Coming to terms” with your bond allocation

Why it’s worth considering bonds as part of your investment portfolio

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The Role of Cash as an Asset Class in South Africa: Balancing Liquidity and Tax Efficiency

Cash offers a highly attractive liquidity profile but this needs to be carefully balanced against the income tax drawdown on returns.

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Maximising your wealth: A synergistic approach to tax-free investments and retirement plans

Missed out on maximising your tax-efficient investments in 2023? Not yet a tax-savvy investor? Don’t worry! The new tax year presents an opportunity to ensure you don’t miss out again.

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Adapting to life’s hurricanes

In today’s volatile world, a resilient financial plan is vital, capable of weathering unforeseen life events, political instability, and external forces. While detailed, it must also remain flexible to adapt to life’s uncertainties.

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2024: Challenges, risks, and opportunities on the global stage

Diving into 2024’s global uncertainties and geopolitical shifts. How economics and politics shape the year ahead.

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2024 Budget Speech | NFB Insights

How does this year’s budget affect you?

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Compound interest and your children

Commitment, understanding and patience in one’s financial behaviour can have remarkable impacts on wealth creation. Instilling these behaviours in your children is one of the greatest gifts you can give them.

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Cost of life cover when retired

Retirement challenges often lead to cancelling life cover, but exploring options like guaranteed income annuities or continued coverage without new premiums can ensure financial stability and fulfill legacy aspirations.

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The path to financial independence

Striving for financial independence involves more than just wishful thinking; it requires actionable steps.

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Financial preparation for parenthood

Prepare for your new arrival by considering key financial aspects such as medical plans, life cover, emergency funds, wills, and education savings, ensuring peace of mind for your growing family.

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2023 Medium Term Budget Speech: Promises and Realities

South Africa’s Medium Term Budget Speech addresses fiscal challenges, infrastructure, and electricity supply, while questioning the likelihood of these promises turning into real action.

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Your Financial Roadmap: Addressing financial planning FAQs and Vital Insights

Your financial planning questions answered, from retirement planning to offshore investments.

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How interest rate hikes negatively affect investments

Interest rate hikes negatively impact investments, Glen sheds light on the complex dynamics at play in South Africa’s financial landscape.

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The Two-Pot Retirement System Explained

Discover how this legislation will impact your retirement savings, understand the rules, and make informed choices for your financial security.

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The benefits of using a financial advisor

our investment in human capital is just as important as your financial capital. A financial advisor is a pivotal element to the success of your portfolio.

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Grey listing: What does it mean for you as a client of NFB?

There are consequences to being listed as a country not fully compliant with the rules of the FATF but how does this affect you and how we interact with you and your portfolio?

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View from the Chair – Proficio 2023 Issue 3

Embracing objectivity, diversification, and positive energy

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Balancing a long-term investment view with short-term volatility

How can we navigate the squeeze while searching for the light at the end of the tunnel?

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