#Knowledge Library

Undressed, a retirement annuity proves attractive

While some may shun retirement annuities, the product stands firm in its offering of significant advantages in tax and estate planning.

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Hedge funds offer refuge during times of uncertainty

Previously only accessible to institutions and high-net-worth individuals, could hedge funds find a place in your portfolio?

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Are you prepared for emigration?

Emigration, tax, and savings: what you need to know.

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2023 Budget Speech Overview

How does this year’s budget affect you?

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Price Return VS Total Return Indices

Do the differences matter?

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Retirement: How much is enough?

The answer is subjective and depends on the level of income one would need to sustain their lifestyle in retirement.

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Markets and the point of maximum pessimism

Is the market close to a turning point?

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View from the Chair – Proficio 2022 Issue 5

Patience has, in the short term, been rewarded.

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The questions you should ask before appointing a Financial Advisor

A 7-point checklist to help you select the right Financial Advisor and Advisory practice

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Taxing times for South African emigrants

The tax consequences of emigration on your investments

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Financial planning: a game of strategy

How to make sure you’ve got all your pieces in play

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Time to rethink your offshore investment strategy?

With its greater opportunity set and growth potential, diversification into the US is looking good.

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Cost of Going off-Grid

So many South Africans are thinking about the possibility, or rather the feasibility, of going off-grid.

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Should I use my retirement lump sum to take out another retirement annuity?

It can be beneficial to put your retirement lump sum into another retirement annuity, here is what you need to consider:

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Seven ways to manage your debt

We look at some strategies to help you manage your finances if the pandemic has forced you into debt or credit.

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The generation that is doing things differently

Make a monthly budget and stick to it with consistency and discipline. Learn about the many investing alternatives available to assist you in saving for retirement.

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The impact of COVID-19 on South African medical schemes

How much more will you have to pay for medical aid in 2023?

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I have offshore funds in a foreign bank. How can I invest these offshore?

While a foreign bank account will help diversify overall portfolio risk, the poor return creates a need to search for an alternative.

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View from the Chair – Proficio 2022 Issue 4

How risk-averse are you when it comes to finances?

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The inclusion of women in financial planning

The active involvement of both spouses is critical in the planning and constructing of financial planning strategies for the household.

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